Whether you’re out on the water cruising, fishing, jet boating, or sailing away, you want to know you’re covered in the event of an emergency! There are a few discounts you may qualify for on your boaters insurance policy that could save you some money such as; the Boat Safety Course Discount, Multi Policy Discount, Original Owner Discount, and Being a Homeowner Discount. Liability and property damage are the two main types of coverage for boat insurance.
We offer Bodily Injury Liability – This coverage pays for expenses due to an injury to others from an accident you caused. Medical bills, pain and suffering, defense costs and lost wages may all be covered.
Property Damage Liability – This coverage can pay costs from damage to other property from an accident you caused. This could be damage to another boat, dock or other structure.
Physical Damage – This covers damage to your own boat and its trailer. For example, if you hit a dock and your boat got damaged, the cost of repairing it would be covered.
There are other optional coverage’s for your boat that we’d be happy to discuss with you for your personal quote. These are all important things to consider when looking at boat insurance. At Briggs Family Insurance we do our best to make sure you are getting the most coverage on your boat insurance along with the most affordable cost!